I’m dismayed to report that because of taxes, we aren’t going to be paying off big chunks of our credit card debt like we had planned. At least, not as quickly. I made more money than usual last year, so we set aside extra for taxes. (We, here, is really my husband, the brains of [...]
Entries Tagged as 'Credit card'
Credit Card Rate Hike? Take These Steps To Negotiate
July 29th, 2009 2 Comments
A reader writes: Like most folks, we have lived on credit and have quite a lot to pay down. But several of these cards have interest rates close to 30% which makes paying them down a multi-year process. Our goal is to totally get off the credit train but keep a couple cards for convenience [...]
Tags: Credit bureau · Credit card · opt-out letter · rate hike · rate jacking
8 Things You Don’t Know About Your Credit Score
December 17th, 2008 8 Comments
Thanks to Saving to Invest for including this post in this week’s roundup of articles at Personal Finance Carnival #184. As a follow-up to my post about checking your credit, here are eight things you might not know about what affects your credit rating: 1. Your credit score is always changing. The three credit bureaus [...]
Tags: Credit bureau · Credit card · Credit history · Credit score
