A reader writes:
Like most folks, we have lived on credit and have quite a lot to pay down. But several of these cards have interest rates close to 30% which makes paying them down a multi-year process. Our goal is to totally get off the credit train but keep a couple cards for convenience and [...]
Entries Tagged as 'Credit bureau'
Credit Card Rate Hike? Take These Steps To Negotiate
July 29th, 2009 2 Comments
Tags: Credit bureau · Credit card · opt-out letter · rate hike · rate jacking
8 Things You Don’t Know About Your Credit Score
December 17th, 2008 8 Comments
Thanks to Saving to Invest for including this post in this week’s roundup of articles at Personal Finance Carnival #184.
As a follow-up to my post about checking your credit, here are eight things you might not know about what affects your credit rating:
1. Your credit score is always changing. The three credit bureaus get monthly [...]
Tags: Credit bureau · Credit card · Credit history · Credit score
