I’ll be doing some blog improvements over the New Year’s break and will be back with regular posts again next week.
Cheers!
Entries from December 31st, 2008
Happy New Year
December 31st, 2008 No Comments
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Credit Scoring Changes in 2009
December 31st, 2008 No Comments
Here’s a must-read about coming changes in credit scoring from personal finance expert Liz Pulliam Weston. Lenders will start using the new scoring system by late January.
The new FICO scoring system (the one most lenders use) will be more sensitive than ever to the gap between how much credit you have and how much you [...]
Tags: Credit score · FICO · Liz Pulliam Weston
Oniomania
December 24th, 2008 No Comments
I go for weeks without reading The Writer’s Almanac. More often than not when I check back in, the perfect poem is just waiting. This is by Peter Pereira, from “What’s Written on the Body.”
clipped from writersalmanac.publicradio.org
Not so much the desire
for owning things
as the inability to choose
between hunter or emerald
green, to buy
just [...]
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A Season for Giving
December 24th, 2008 No Comments
Image by AKIHIRO FURUTA via Flickr
Here’s thoughtful advice on giving from Kahler Financial Group, a financial planning firm based in South Dakota. Whether or not you agree with Rick’s policy of not giving to individuals asking for money, you’ll get something out of his approach to thinking through the who, what, when, where, and [...]
Tags: giving · Rick Kahler
Best and Worst of December ‘08
December 23rd, 2008 4 Comments
[polldaddy poll=1220619]
Image by ViaMoi via Flickr
Best stock-up item: Humidifier filters. Because every year, Target stocks them for about a week, and then you must order them from the company online. And meanwhile breathe into your hand under the covers to save some semblance of your mucus membranes.
Worst shop-with-the-kids experience: Losing my toddler’s mittens while buying [...]
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Coupon or No Coupon? Sites to Try for Grocery Savings
December 22nd, 2008 8 Comments
Image by ninjapoodles via Flickr
Your money or your time? These days, the grocery store is sucking up more of both as we troll sales, cut coupons, and compare unit prices (ugh) on ever-shrinking packages. Here are some sites to win back more of each for yourself:
The Grocery Game: Serious Coupon Pros Only
Try as I might [...]
Tags: coupons · grocery savings · grocery store
8 Things You Don’t Know About Your Credit Score
December 17th, 2008 8 Comments
Thanks to Saving to Invest for including this post in this week’s roundup of articles at Personal Finance Carnival #184.
As a follow-up to my post about checking your credit, here are eight things you might not know about what affects your credit rating:
1. Your credit score is always changing. The three credit bureaus get monthly [...]
Tags: Credit bureau · Credit card · Credit history · Credit score
Five Things to Know About Checking Your Credit Score
December 15th, 2008 2 Comments
Image via Wikipedia
Credit card companies are raising minimum payments, lowering limits, and closing dormant accounts — all of which can affect how you look to lenders, landlords, and potential employers. So check your score now if you haven’t lately. Here are some things that might surprise you about credit scoring:
1. Anyone can develop an algorithm [...]
Tags: Credit score · FairIsaac · MyFico.com
Global Warming Foils Mass Transit Meant to Cool it Down
December 14th, 2008 2 Comments
Totally OT post.
It poured rain in Minneapolis today.
Later, of course, as the day reverted to “winter,” (our Moose are dying off in this state, and snowfalls aren’t what they used to be here) it made for ideal driving conditions.
So icy, in fact, that the light rail to and from the airport couldn’t run.
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A Black Hole for Christmas? Why Thank You, Congress
December 12th, 2008 No Comments
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Could a bailout to GM and Chrysler have prevented near certain failure of those companies by month’s end?
Now a moot point, along with questions such as, “Who’s to blame for the industry’s current state?”
A group of Republican senators decided that it was more important to nix the whole deal over whether GM’s unionized workers take [...]
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